ENTREPRENEUR · GROWTH LEADER · AUTHOR

Gustavo
Guida.

Head of Sales and Marketing at Ratio

San Francisco Bay Area

Say hello ↗
Gustavo GuidaFrom Rio to Silicon Valley.
THE THROUGH LINE

Turning ideas into
businesses that work.

Over 20 years in B2C and B2B, I’ve built and grown companies across fintech and e-commerce. My work connects product, marketing, and commercial strategy, from founding Bondfaro to building global lending products and leading go-to-market teams.

Today at Ratio, I lead Marketing, Sales, and Customer Success, bringing the whole customer journey together. My leadership style is collaborative, with clear goals, open communication, and a bias toward getting things done.

Demand GenerationBrand DevelopmentGo-to-Market StrategyProduct LeadershipAI & Automation
THE JOURNEY

Experience.

View LinkedIn ↗
Dec 2025 — PresentCURRENT

Ratio

Head of Sales and Marketing

San Francisco Bay Area

Leading the full go-to-market organization across Marketing, Sales, and Customer Success. Helping sellers close deals with flexible buyer terms while getting paid upfront.

  • Own strategy and execution from positioning and demand generation through pipeline, revenue, onboarding, retention, and expansion.
  • Build inbound and outbound pipeline, lead forecasting and deal strategy, and coach the sales team.
  • Unify the customer journey with shared KPIs, clear handoffs, AI, and automation.
Jan 2025 — Dec 2025

Ratio

Head of Marketing

San Francisco Bay Area

Led brand strategy, customer acquisition, and go-to-market initiatives for a platform helping recurring revenue businesses accelerate sales and fund growth.

Apr 2016 — Jan 2025

Nossa Labs

Co-Founder and Growth Expert

San Francisco Bay Area

Helped startups move from zero to one: designing, validating, and executing growth plans, building acquisition foundations, and enabling internal teams.

  • Supported acquisition initiatives for Humanly, Opus Training, Crediverso, Cheetah, Rinse, FarmLogs, Play Piper, MEL Science, Nerd Skincare, Compass.co, and Descomplica.
Aug 2022 — Mar 2023

Crediverso

Head of Marketing

Los Angeles Metropolitan Area

Led marketing for financial services designed to help the U.S. Latino community make informed, confident financial decisions.

Jun 2020 — Jun 2022

Kimelo

Head of Marketing

San Francisco Bay Area

Led marketing for consumers and independent restaurants, managing lifecycle email campaigns, paid acquisition, and demand generation.

Mar 2019 — Jun 2020

Klutch

Co-Founder and Co-CEO

San Francisco Bay Area

Co-founded the automation-powered consumer credit card, formerly Alloy Card. Shared executive responsibilities and led Marketing and Product.

Jun 2014 — Mar 2016

BTCjam

Chief Product Officer

San Francisco

Led product for a global peer-to-peer lending platform powered by Bitcoin, serving borrowers in more than 180 countries.

  • Managed designers and analysts responsible for desktop and mobile product interfaces.
  • Brought tens of thousands of Bitcoin users to the platform and improved conversion rates by 63%.
Apr 2009 — Dec 2013

HelpSaude

Co-Founder and CEO

Rio de Janeiro, Brazil

Built a Brazilian medical appointment platform and led the company until its sale in late 2013.

  • Raised $3 million from Latin American investors.
  • Owned strategy, finance, marketing, operations, fundraising, and investor relations.
Oct 2008 — Mar 2009

Naspers

Business Development Manager

São Paulo, Brazil

Evaluated investment opportunities in internet and mobile media businesses across Latin America.

Mar 2000 — Feb 2008

Buscapé / Bondfaro

Co-Founder, Co-CEO, Product SVP

São Paulo, Brazil

Helped build and consolidate a leading Latin American price comparison business, from inception and seed funding to profitability, acquisition, and merger.

  • Led product with a team of 20 direct employees.
  • Sold shares to Naspers in 2009.
Mar 2000 — May 2006

Bondfaro.com

Co-Founder and Co-CEO

Rio de Janeiro, Brazil

Co-founded a shopping comparison platform that provided technology to Yahoo! Brazil and other portals. Merged with Buscapé in 2006.

  • Managed a team of more than 10 people and led Product and Customer Success.
EDUCATION

PUC-Rio

Bachelor, Economics
1995 — 1999

MIT Sloan School of Management

Regional Entrepreneurship Acceleration Program (REAP)
2014 — 2015

LANGUAGES
English
Native / bilingual
Portuguese
Native / bilingual
Spanish
Limited working proficiency
Italian
Elementary proficiency